Commercial Auto Insurance in Davie, FL
At Florida Coast Insurance Agency, we understand that your business needs dependable financial protection for its vehicles, whether it’s a single truck or a fleet. We help Florida businesses owners find suitable commercial auto insurance to keep their operations moving.
What Is Commercial Auto Insurance and What Does It Cover?
Commercial auto insurance provides coverage for vehicles used in business activities, addressing risks that come with transporting goods, visiting job sites or carrying employees. This type of policy can apply to cars, trucks, vans and specialty vehicles that your business owns or leases.
Standard policies typically offer a range of coverages, such as:
- Liability coverage may cover costs if your business vehicle is involved in an accident that causes injury or property damage to others.
- Physical damage coverage typically includes collision and comprehensive insurance to help repair or replace your vehicle after an accident, theft, vandalism or weather-related events.
- Uninsured/underinsured motorist coverage may cover accident-related costs if another driver is at fault but lacks sufficient insurance.
- Hired and non-owned auto coverage may extend coverage to vehicles your business rents or employees’ personal vehicles used for work.
What Are the Legal Requirements in Florida?
State law requires businesses to carry minimum liability coverage for vehicles used on public roads. Many businesses opt for higher limits and additional coverage to better address their needs and cover their assets and employees. Fleet managers and contractors should also be aware of specific requirements for larger vehicles or those transporting hazardous materials.
Get Covered Today
Contact us to explore your options and get a no-obligation quote.
