Medicare in Davie, FL
Medicare is a federal health insurance program primarily designed for individuals aged 65 and older, although younger individuals with certain disabilities or health conditions may also qualify. It helps cover a range of medical expenses, ensuring that seniors have access to necessary healthcare services.
Medicare consists of several parts, each offering different coverage options:
- Part A (hospital insurance) may help cover inpatient hospital stays, skilled nursing facility care, hospice and some home health care services.
- Part B (medical insurance) may help cover outpatient care, doctor visits, preventive services, and necessary medical equipment.
- Part C (Medicare Advantage) is offered by private companies as an alternative to Part A and Part B coverage and may include additional benefits like vision and dental.
- Part D (prescription drug coverage) may help cover the cost of prescription medications and is offered through private insurers.
Medicare Eligibility Requirements
To qualify for Medicare, you generally need to meet these criteria:
- Age—You must be 65 years old or older.
- Disability—You may qualify if you’ve received Social Security Disability Insurance (SSDI) for at least 24 months.
- Medical condition—Certain conditions, like End-Stage Renal Disease or ALS, also make you eligible regardless of age.
Medicare Enrollment Process
Your initial enrollment period begins three months before your 65th birthday and lasts seven months. If you miss the initial period, you can enroll between January 1 and March 31 each year in the general enrollment period, with coverage starting the month after you sign up.
Special enrollment periods may be available for those who delay enrollment due to employer coverage or other qualifying circumstances.
Contact Us
Contact Florida Coast Insurance Agency in Davie, Florida, for information about customizing your Medicare coverage.